Posts Tagged ‘Lawyer’

Los Angeles Bankruptcy Lawyer: Bankruptcies on a Credit Record Timeline

Sunday, October 16th, 2011

Bankruptcies on a Credit Record

A Chapter 7 bankrutpcy may display on your credit for 10 years from the date of filing. Chapter 13 may stay for 10 yeas also, but it is customary for those to be removed after 7 years.

Here is more specific advice and input from various FAQ Farmers:


Seven to ten years from the date of discharge.
All discharged bankruptcies whether a state or federal filing remain on a CR for 10 years. A dismissed chapter 13 remains for 7 years, a dismissed chapter 7 remains for 10 years.
Chapt.7-11-12 will remain for ten years. A chapter 13 will remain for seven years if successfully completed, for 10 years if dismissed.
Ten (10) years for a discharged chapter 7 or 13. Seven (7) years for a dismissed chapter 13, ten (10) years for a dismissed chapter 7.
Although it is true that the federal Fair Credit Reporting Act does provide that bankruptcy entries will remain for 10 years, there are some creditors that will only leave a chapter 13 bankruptcy on your record for 7, rather than 10 years. They do this to encourage people to pay part of their debts rather than discharge it all under a chapter 7. More importantly, the effect of bankruptcy on one’s ability to get credit is vastly overstated. The key to getting the credit you need has far more to do with the amount of present income you have rather than any negatives on your credit report. In short, if you have good present income, the creditors will look past your credit report to your wallet in the sense that it is possible, even with a bankruptcy on one’s record, to get credit for cars and new credit cards as soon as you are discharged in a chapter 7 (about four months after you file), and after a year or so, you can even get a mortgage on a house. They may not give you the best rate, but if you have good present income, even a person with a bankruptcy on their record can get the credit they want in almost all cases.
You will not qualify for a FHA until a chapter 7 has be discharged for 2 years. A chapter 13, you will only have to wait a minimum of 1 year from filing date.

To find a Pre-Screened Lawyer in your area, please call our 24Hr Unbiased Lawyer Referral Hotline at .

Los Angeles Patents,Trademarks and Copyrights Lawyer Referral 661-310-7999

Wednesday, October 12th, 2011

The following information regarding Patents, Trademarks and Copyright is brought to you as a public service of . The material presented is general legal information intended to alert you to possible legal problems and solutions.

Patents are intended to protect inventions of a functional or design nature. Trademarks provide protection for indicators of the source of products and services used in commercial trade, such as words or logos. Copyrights provide protection for literary and artistic expressions. Patents, trademarks and copyrights are collectively referred to as intellectual property.

Patents are granted by the federal government to protect inventions for a limited period of time. There are three types of patents: utility patents, design patents, and plant patents. A utility patent gives the patent holder the right to exclude others from making, using, importing, offering to sell and selling his or her invention for a period of 20 years from the date of filing a patent application. A utility patent may be obtained for processes, machines, articles of manufacture, or compositions of matter if the invention meets three basic criteria. (1) It must be useful; (2) it must be novel, in that it has not been previously known by others; and (3) it must be sufficiently different from what was previously known that it would not be obvious to someone having ordinary skill in that field.

Design patents are available for new and original ornamental designs for an article of manufacture. A design patent protects the design for 14 years from the grant of the patent. Plant patents may be obtained for certain types of asexually reproduced plants that do not occur naturally, for example, new varieties of roses.

An inventor may prepare and file a patent application directly with the U.S. Patent and Trademark Office. However, the availability and scope of protection depend on how a patent application is prepared, so it is recommended that an inventor first consult a registered patent attorney or agent.

At the outset, the attorney or agent may suggest that a novelty search be performed to see if a similar invention has been described in a previously issued patented. If an invention appears to be sufficiently different from what is known to exist, he or she can prepare the necessary papers to apply for a patent.

Utility patent applications include a detailed description and drawings of the invention, as well as claims that legally define what protection is requested. It is possible to file a temporary application, referred to as a provisional application, before filing a regular utility application. A provisional application also must have a detailed description and drawings of the invention, but is not examined. A regular utility patent application that is filed within one year of the provisional application will be treated as though it was filed when the provisional application was filed. A patent attorney or agent can inform you of the advantages and disadvantages of filing a provisional application.

There are strict statutory requirements in the United States regarding the time within which a patent application must be filed after an invention has been publicly used, or sold, or offered for sale. It is important that an inventor be prompt in seeking help in protecting his or her invention. If your invention has been in public use, offered for sale, sold or otherwise commercialized for more than one year before your patent application is filed, the inventor is barred from obtaining a patent in the U.S. unless the inventor can show that the public use was primarily experimental. Other countries have different bars, which are generally much more strict than those in the U.S., so it is best to consult a patent attorney or agent before you do anything to commercialize your invention or disclose it to others.

The words “patent applied for” or “patent pending” mean that an application has been filed in the U.S. Patent and Trademark Office. Such notices create no legal rights, however, as patent rights are created when the patent is granted.

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A United States patent provides no protection in foreign countries; however, filing a patent application in the United States prior to any non-confidential disclosure of the invention will temporarily preserve the inventor’s rights in most foreign countries, so long as applications are filed in those countries within one year after the U.S. filing date. However, so long as inventions are kept confidential, applications can be filed in other countries at any time.
A patent is a property right that may be held for one’s own use, sold outright to another, or licensed to others.

After a patent is issued, the federal government does not police the market for violations or infringements. If others infringe the patent, it is up to the patent owner to assert his or her rights.

A trademark is a word, a name, a symbol, a device, a combination of these, or other indicator used exclusively to identify the source of products and distinguish them from others. Examples are “Kodak” for cameras, and “Chevrolet” for automobiles. Service marks are like trademarks, except that they identify services. Examples of these would be “McDonald’s” for restaurants, and “Holiday Inn” for motels.

There is a hierarchy of protection for trademarks and service marks. The strongest are coined or arbitrary marks that in no way suggest or describe the product or service. An example is “Kodak” which was a coined or made-up word when first adopted.

Next, and also protectable, are marks that merely suggest the product or service or suggest some characteristic or quality of the product or service.

At the bottom of the list, and generally not protectable, are descriptive marks. Generic terms can never become valid trademarks.

Rights in a trademark or service mark are acquired in the United States by being the first to use the mark in commerce on or in connection with the goods or services. Rights also may be established by filing an application for trademark registration in the U.S. Patent and Trademark Office based on a bona fide intention to use a mark at a later date. A mark is not registered until it has actually been used on a product or service.

It is not necessary to register a trade or service mark. It can be protected under state and federal laws without registration. However, it is beneficial to register the mark, either with the Oregon Secretary of State, or if interstate commerce is involved, with the U.S. Patent and Trademark Office.

When a mark is registered, particularly at the federal level, the registration provides to others notice of the registrant’s claim of ownership, and it gives federal courts jurisdiction to hear infringement claims. Once a trademark is registered with the U.S. Patent and Trademark Office, it may be accompanied by an “R” in a circle, or by some other notice indicating that it is registered in the U.S. Patent and Trademark Office.

Before you adopt a mark for use on either a product or service, you should have a search performedto determine if someone else has previously established rights in the same or a similar mark. Again, an attorney may be helpful to you in making such searches before you adopt a mark and in later registering your mark.

Additional information on patents and trademarks is also available at the web site of the U.S. Patent and Trademark Office, www.uspto.gov.

Copyrights seek to promote literary and artistic creativity by protecting what the U.S. Constitution broadly calls “writings of authors”. Copyrightable works include literary works, musical and dramatic works, sculptures, motion pictures and other audio-visual works, sound recordings and computer programs.

A copyright protects only the particular expressions of ideas and not the ideas themselves. To be protectable, a work must be original and it must evidence some creativity. Depending on the nature of the work, the owner of copyright has the exclusive right to reproduce the work, to prepare derivative works, to distribute copies of the work, to perform the work, to display the work, and to authorize others to do these things.

Once a copyrightable work has been created and fixed in a tangible form, such as being written down or recorded, it is protectable, whether it has been published or not. If it is to be published, all copies of the work that are published should preferably bear a copyright notice. The statutory copyright notice consists of the symbol of a “C” in a circle or the word “copyright,” the year of first publication, and the name of the owner of the copyright. In the case of sound recordings, a “P” in a circle must be used in place of the “C” in a circle. Audio-visual works should bear both the circle “P” and circle “C” indicators.

Copyrights may be registered with the Copyright Office in the Library of Congress. As of 1989, it is no longer necessary to place a copyright notice on a work, nor is it a requirement to apply for registration with the Library of Congress, but such notices and filings are strongly recommended to obtain advantages in the event that a copyright is to be enforced in a court of law. For example, registration is still to bring a lawsuit, and the existence of a registration prior to an infringing act may entitle the copyright owner to additional monetary awards by a court.

An individual’s copyright lasts for the author’s lifetime plus 70 years. A copyright registered anonymously, under a pseudonym or as an entity lasts 120 years from creation or 95 years from the date it is first published, whichever

Hiring the Right Personal Injury Lawyer

Saturday, October 8th, 2011

Dog bites and animal attacks are serious business. There are so many irresponsible dog owners out in the world today that you need to make sure that you protect yourself from anything that could go wrong. However, when people buy dogs and do not properly train them, there is sometimes nothing that people can do to get the protection that they deserve in the event of a dog bite case. Take the time to learn about hiring a to fight the dog bite case that you are involved in and get the compensation that you deserve.

You need to contact a if you or a loved one has been involved in any kind of dog bites and animal attacks. There are so many variables involved and you can never be too careful. Filing a lawsuit is often the only way to get the financial compensation that you deserve because their insurance policy will either not cover the incident or it will only take care of any medical expenses that have accrued. When you suffer permanent damages or serious emotional trauma, you deserve more than just a paid medical bill.

To find a for your dog bite claim, you don’t have to look very far. There are many different types of professional services that you can obtain to help you get the compensation that you deserve and it will be up to you to find the lawyer or law firm that best suits your needs. Take advantage of the free consultations and online resources that are available so that you can find the right dog bite attorney for your needs. You should check out their track record for success with dog bite claims and make sure that they have a solid reputation for winning before you choose to work with them.

Of course, you also need to make sure that your is someone that you can get along with. While many people don’t think about something like this, it can often be a big factor in the success of your case. If your personalities don’t connect or if you feel like there is something missing, you should make a note of that and find something better that will give you a better chance at winning your case. Keep these things in mind and you can get the compensation that you need with the right

Real Estate Property Lawyer – dispute, Delhi, India

Thursday, October 6th, 2011

Due to the boom in real estate in India, prices of the properties has been increased significantly. The real estate sector in India has a significant role in the country’s economy. In terms of employment generation and gross domestic product (GDP), the real estate sector is second only to agriculture. The major real estate development has been in Housing sector which is almost 80%. The Real estate role in GDP is expected to rise to 6%.

Due to these kinds of developments, there is increase in legal issues in real estate sector whether it is acquisition, Wills, Trusts, Shared Ownership and Property Dispute.

We provide legal services for real estate issues / disputes in India. Over the years we have mantained network of lawyers / advocates who assist in property related matter all over in India. We understand the needs of people on the intricacies of today’s property industry. Not every person has the same requriements or understanding of the Indian legal process.

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Please feel free to get in touch with our lawyers and advocates for real estate issues / property disputes in India.
Our network of lawyers can provide your legal services in the following areas:

acquisition and sale of property(commercial or residential)
Shared Ownership
Contract
Wills, Trusts and Probate
Property Dispute & Property Litigation
Property Finance
Landlord and Tenant
Property Investment
Property Development
Investment Property Management
Planning
Banking Security and Advisory Work

Residential and commercial real estate disputes can affect virtually every type of person or entity involved in a real estate transaction. Property owners, homeowners, homebuyers, landlords, tenants, real estate developers, contractors, business owners and many others can become embroiled in real estate disputes.

Our attorneys have more than 14 years of experience handling commercial real estate matters. With this significant experience, we can readily and swiftly attend to any real estate dispute on behalf of our clients.

Our firm can aggressively assist you in resolving any legal dispute that arises involving a real estate property. We are here to protect your interests and your bottom line. When real estate is concerned, the bottom line in a real estate dispute can be substantial.

 

 

IP lawyer puts business process before legal process, trademark, copyright, business law, new delhi, india

Friday, September 30th, 2011

To their detriment, too often clients as well as lawyers skim or skip the first and second stage of proposed transactions. When they do this they enter a forest with no clear path to follow.

When they follow the three stage transaction or contracting process they move from casual dating, to going steady, to getting married. It’s that simple.

There are  for most intellectual property and business law transactions. The first stage is needs assessment. The second, deal points definition. Only after the first and second stage are at least properly considered should anyone go to the third stage – formal contract drafting.

In both business and personal relations, problems and costs are likely to be much higher when the first two stages are ignored. The problems can include aggravation in negotiations and litigation. They can cause loss of reputation and morale, and even bankruptcy and business insolvency.

Parties to a proposed business transaction should do the following in the first and second stages:

Work out what they want to achieve in commercial, technological and other non-legal terms – for example write the functional specification and technical specification
Define with precision the intellectual property they want to have dealings about – this may require the assistance of professional advisers and consultants
Clearly set out the respective rights and obligations of each party; and additionally, any prohibitions or security to be applied or given by the parties or one of them.

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After doing this, our recommendation is that the parties the thoroughness of work done in the first two stages.

If there is still comfort, try an intermediate drafting step,rather than rushing to contract drafting.

This may involve preparing a heads of agreement, memorandum of understanding, letter of intent or other similar document. They can clarify the intention of the parties subject to preparation of a formal detailed contract. They can do this by documenting what is assumed, known, understood or agreed so far. This provides another opportunity to test the work done in the first and second stages.

For the first and second stages it is useful to ask business process questions. Walk through the proposed end to end arrangements, visualize them in graphics, and ask whether the rights, obligations and consequences are clear for each of the parties and other stakeholders. If there are gaps in logic, fill them before going to the formal contract drafting third stage! The penalty for not filling gaps will be greater complexity, higher risk, higher legal costs, stressed parties in negotiations, and less predictable results.

If you need to, use a lawyer in first or second stage definitional work. But do not give instructions to commence drafting of a formal contract until the needs assessment and deal points definition stages are finalized.

For more details contact the Intellectual Property / Patent / Trademark / Copyright Attorneys & Lawyers at

 

Dispute Resolution
  • we use this dispute resolution firm for all our law cases.
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    There is plenty of help available online if you're thinking about making a compensation claim following an injury.
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